Last Updated: July 22, 2026
Welcome to Simplyefund (the "Website"). By using this Website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.
1. Overview
Simplyefund operates an online platform that connects individuals seeking personal loans ("Borrowers") with participating lenders ("Lenders"). We are not a lender and do not make credit decisions. We facilitate the connection between Borrowers and Lenders in our network.
2. Eligibility
To use our services, you must:
- Be at least 18 years of age;
- Be a legal US citizen or permanent resident;
- Have a valid checking/savings account;
- Have a regular source of income;
- Have a valid email address and phone number.
3. Not a Lender
Simplyefund is NOT a lender. We do not make loan offers, broker loans, or make credit decisions. We help consumers connect with lenders who may offer them loans. We cannot guarantee that you will be offered a loan, or that a lender will provide a loan with specific terms.
4. Financial Disclosure
If a lender offers you a loan, you are encouraged to carefully review the loan agreement before accepting. The loan agreement is a binding contract between you and the lender. You should review the terms, APR, fees, repayment schedule, and any other charges before signing.
5. Credit Checks
By submitting a request through our website, you authorize lenders to verify your information and perform credit checks as necessary. Credit checks may include soft and hard inquiries to the three major credit bureaus: Experian, Equifax, and TransUnion.
6. Information Accuracy
You agree that all information you provide through our website is accurate, current, and complete. Providing false information may result in denial of your loan request and/or legal consequences.
7. Privacy
Your use of this Website is also governed by our Privacy Policy. We encourage you to read our Privacy Policy to understand our data practices.
8. Electronic Communications
By using our website and providing your email address, you consent to receive electronic communications from us and our marketing partners. You may opt out at any time via our Unsubscribe page.
9. Intellectual Property
All content, including text, graphics, logos, and software, on this Website is owned by or licensed to Simplyefund and is protected by US and international copyright laws.
10. Limitation of Liability
Simplyefund shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from: the use or inability to use the service; any loan agreement you enter into with a lender; unauthorized access to your personal information; or any other matter relating to our service.
11. Indemnification
You agree to indemnify, defend, and hold harmless Simplyefund, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of this Website.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved through binding arbitration.
13. Changes to Terms
We reserve the right to modify these Terms at any time. Your continued use of the Website after any changes constitutes your acceptance of the new Terms.
14. Contact Us
If you have questions about these Terms of Use, please email us at contact@simplyefund.com.